utilization rate

High utilization rates cause borrowing costs to rise to attract more deposits into the pool.高资金利用率会导致借款成本上升，从而吸引更多存款进入该池。

The utilization rate curve is designed to keep supply and borrow rates balanced and sustainable.资金利用率曲线旨在保持供应利率和借款利率的平衡与可持续。