file a claim

You should file a claim with your insurer within 24 hours of the accident.你应当在事故发生后24小时内向保险公司提出索赔。

To file a claim, you'll need the police report number, photos, and the other driver's info.要提出索赔，你需要警方事故报告编号、照片以及对方司机的个人信息。