interest rate model

Aave's interest rate model raises borrow rates automatically as utilisation approaches 100% to prevent liquidity crises.Aave 的利率模型在利用率接近 100% 时自动提高借款利率，以防止流动性危机。

Well-designed interest rate models balance borrower demand against lender supply to maintain healthy reserve ratios.设计良好的利率模型平衡了借款人需求与放贷人供给，以维持健康的准备金率。