collision coverage

Without collision coverage, you pay for your own car's repairs even if you didn't cause the accident.如果没有碰撞险，即使事故不是你引起的，你也要自费支付自己汽车的修理费用。

Collision coverage kicks in regardless of who is at fault in the accident.无论事故中谁有过错，碰撞险都会生效。